YOUR GUIDE TO SAFE MORTGAGE LENDING SOLUTIONS
WHATEVER YOUR NEED, WHATEVER YOUR CIRCUMSTANCES, WE HAVE THE RIGHT MORTGAGE SOLUTION FOR YOU. WE OFFER
PRIME AND NON-PRIME MORTGAGE OPTIONS.
NO PMI & PMI BUY-DOWN OPTIONS.
WE ARE A FLORIDA'S SECOND HOME- VACATION HOME SPECIALIST.
5% DOWN JUMBO LOANS.
HIGH-BALANCE LOANS QUALIFIED AS NON-JUMBO.
HASSLE FREE PROCESSING WITH UTRACK APP.
NO-TAX RETURNS REQUIRED FOR
SELF EMPLOYED BORROWERS & INVESTMENT PROPERTY.
FAST TRACK 7-10 DAY CLOSINGS
OVER 25 YEARS EXPERIENCE IN REAL ESTATE.
APPRAISAL FEE CREDIT $525 ON CONVENTIONAL LOANS.
ESCROW ACCOUNT WAIVERS.
LOCK RATE WHILE SHOP AVAILABLE.
ASSETS AS INCOME PROGRAM.
REVERSE MORTGAGES @ AGE 60
SMALL BALANCE COMMERCIAL LOANS
Florida Second Home
SELECT YOUR PREFERRED PROPERTY TYPE
$5,000,000 Loan Max
Prime to Non-Prime Loans
Before you fall in love with that pretty home or decide to make major improvements to an existing home, or just take advantage of historically low rates, here are just a few considerations. Build a relationship based on honesty and trust with a reputable, credible lender that will point you in the right direction. Are you looking for a second home or want a high-balance loan without the increased interest rates of financing a jumbo or long nonconforming loan processing time? Then you need Beacon Point on your side. Learn more about our safe mortgage products, expand your options, and save money!
Responsible lending is key to your success and your lender. Make investments based on a property's existing or expected performance. We measure your strength as a borrower on your ability to cover debt service with depletion of assets on hand. If you are a solvent investor who wants a money source to increase your overall portfolio or flip properties, then you should build a relationship with Beacon Point. We have loans that are a good fit for your short-term and long-term goals. We also offer Small Balance Commercial Loans for Owner Occupied & Investment Multifamily, Mixed Use & Commercial Buildings as low as $250,000. Learn more about our mortgage programs & expand your options.
$5,000,000 Loan Max
Warrantable & Non-Warrantable Properties.
You are interested in or have owned a Condo and you've been told your condo is ineligible for conventional financing. Before you risk applying elsewhere and getting turned down, come to the Beacon Point where we can give your condo project a limited review without the hassles of strict guidelines. Don't let percentage of owner-occupancy, leased land, under-capitalization of HOA, or insanely large down-payment requirements render you disqualified for financing. Learn more about our mortgage programs & your options.
Rate Reductions, Home Improvements, Debt Consolidation, Business Purpose Cash-Out
We have all types of residential refinance loans and Beacon Point Mortgage Solutions will find the right one to meet your objective at the best possible rate.
7-10 Day Closing
Full Documentation or
No Income Tax Returns
Are you sucessfuly self-employed but have tax returns that make you look poor on paper? Or, have you had a major past credit event and its been less than two years since you have been eligible for a loan? Don't let that be the reason you are not moving forward or jumping on these all time low market rates in comparison to the rates of the early 90's. Learn more about the big bank waiting periods and what Beacon Point has available until such time you can qualify for conventional and other agency financing. At Beacon Point we don't hold a man back from a good future or let him swim with the loan sharks. Instead we help people find safe alternative mortgage solutions. Learn more about alternative financing solutions.
21 Day Closing
A MORTGAGE BROKER YOU CAN TRUST
NO HIDDEN FEES
We provide a safe portal for communication and file sharing. Tell us your story and get closer to reaching your final goal of funding your purchase, refinance or investment. We are transparent about costs and honest about the feasibility of your transaction.
BEACON POINT PREMIERE
We create home ownership opportunities, focused on a borrower's ability to pay and outside of the box solutions.
Whether you apply for an agency government loan program like Fannie Mae, Freddie Mac, FHA, VA or our Ginnie Mae, Extended Prime or a Non-QM option, you will find that our loan offerings are responsible, transparent, and produce the most savings.
Prior histories of mortgage default, bankruptcy, or foreclosure don't result in automatic declines, All are welcomed.
ANYWHERE IN USA
Come for vacation or call it your second home. It doesn't matter where you reside, we can remotely underwrite and fund your transaction at a location nearest to you.
ESTEEMED MEMBER OF THE FLORIDA ASSOCIATION OF MORTGAGE PROFESSIONALS
WHAT OUR CLIENTS THINK
"What a personable, quick and professional experience. Our $650,000 loan was financed without the hassles we encountered with our prior bank
loan. Now we have a more manageable payment and our closing costs were cheaper than expected. "
- Tina & James Heart
"My husband just got out of bankruptcy but that didn't hold us back from buying the home down the street at an off market price. We were so happy when they told us we came in with equity. The process was smooth and fast!"
- Mary Van Den Reich
"We live in New Jersey, burr! After 20 years we were definitely looking for a warm nest. Now we are snow birds . With the rise of housing prices we were lucky to locate a second home and find a lender that gave us a rate we could live with and never regret our purchase."
- Paul & Susan Taylor
113 S. Monroe St.
Tallahassee, FL 32301
TO SPEAK WITH A LOAN OFFICER
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