BEFORE YOU APPLY... GO DOC-LESS
Applying for a mortgage usually requires gathering documents. You can make the processing of your loan so much easier by consenting to Beacon Point ordering all loan documentation form third party sources which are needed for loan approval.
Whether you give us authorization to obtain your loan documentation or not, please note that the documentation required for your loan application's processing is largely dependent upon the type of program that your loan officer at Beacon Point suggests is in your best interest. Your loan approval depends 100% on the accuracy of this documentation. Here is a general checklist of typical documents that may be required for a successful loan approval.
It is critically important that if you discover that relevant documentation is unavailable or that needed documentation is nonexistent that you immediately alert your loan office since missing documentation can lead to unnecessary delays in the processing of your application or lead to your loan application being declined. Your loan officer can inform you of substitute documentation.