NMLS ID:1747872

 

 

 

© 2018  BEACON POINT MORTGAGE SOLUTIONS, LLC 

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Terms of Use 

LOAN PROGRAMS & RATES expressed are representative of some product offerings but are subject to CHANGE at anytime.

*Florida Second Home Specialist is not a state designation nor a Florida State endorsement.

“THIS PRODUCT OR SERVICE HAS NOT BEEN APPROVED OR ENDORSED BY ANY GOVERNMENTAL AGENCY, AND THIS OFFER IS NOT BEING MADE BY AN AGENCY OF THE GOVERNMENT.” 

Instead this service reflects the scope of our work and commitment to make it easy for out of state residents to finance a second residence in Florida.

 

Call us! 800-466-0664

GET PRE-APPROVED

Whether you’re a First-Time Home Buyer or seasoned investor, the mortgage approval process can be  overwhelming when efficient processes are not in place from the inception of your transaction.  Use our Beacon Blink App to begin streamlining your loan application towards a final approval.  Our BLINK APP is a state of the art, utilizes the same security protections as major banks and mobile responsive so you can start your mortgage application on the go and instantly share it with your loan officer.

With Beacon Point Mortgage Solutions the pre-approval process is interactive between you and your loan officer but always begins with completing our pre-approval application on-line. Within our app you will have the capacity to order and view your credit report, and share files with your loan officer. You may also give us authorization to verify your assets at that time. Within this app once you get our approval, unlike many lenders Beacon Products in many instances will allow you to

LOCK YOUR RATE immediately while you are still shopping for a property.

Once we review your data submission as well as go over your credit report with you. We are then in a good position to price out a suitable loan product for you and give you our official

Beacon Point Pre-Approval Letter.

- Apply below!

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ABOUT BEACON POINT PRE-APPROVAL

Open more doors, view the right properties,

building instant credibility with homeowners and realtors with Beacon Point's Pre-Approval Letter & a passport to Underwriting your loan with short processing time.

 

Beacon Points Pre-approval App allows:

  • Mobile Application ( Apply on the GO)

  • Instantly Order Credit Report

  • Consent to Verify Assets Instantly

  • Instantly Lock Your Best Rate  (Lock in that low rate NOW!)

  • Connect with a loan officer

  • Free ConsultIon with a loan officer

  • Find your Best Matching Loan Program

  • Find out your Down Payment Requirement

  • Receive a Loan Quote- Know the cost of your loan

  • Receive a  Pre-Approval Letter

Close in less than 21 Day 

with a Beacon Point  Pre-Approval.

HOME PURCHASE or REFINANCE 

THE CONTENTS OF  A BEACON POINT PRE-APPROVAL LETTER WILL ADDRESS:

  • Debt-to-Income Ratio

  • Down Payment  Requirement

  • Private Mortgage Insurance

  • Credit history & Credit Score

  • Status Date and Expiration Date of the pre-approval letter– Most Pre-Approval Letters are good 90 days from when your credit report is run

  • Property Type

  • Your appropriate loan program-Mortgage Type – FHA, VA, USDA, Conventional, Jumbo, etc.

  • Loan Amount – Base loan amount and possibly gross loan amount (FHA, VA, USDA)

You can close in less than 21 Days with a Beacon Point Pre-Approval.

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  • TERM OF LOAN– 30, 20 or 15 year fixed, ARM (Adjustable Rate Mortgage); if ARM, 1, 3, 5, 7 or 10 year initial fixed period,  Interest Only.

  • OCCUPANCY STATUS– Owner Occupied, Secondary Residence, Investment.

  • Contact Info – Beacon Point's  Name and Address.

  • CONDITIONS FOR FINAL APPROVAL – Document and Funding requirements prior to Final Approval.

Beacon Point is Your

Florida Second Home Mortgage Specialist