NMLS ID:1747872

 

 

 

© 2018  BEACON POINT MORTGAGE SOLUTIONS, LLC 

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Terms of Use 

LOAN PROGRAMS & RATES expressed are representative of some product offerings but are subject to CHANGE at anytime.

*Florida Second Home Specialist is not a state designation nor a Florida State endorsement.

“THIS PRODUCT OR SERVICE HAS NOT BEEN APPROVED OR ENDORSED BY ANY GOVERNMENTAL AGENCY, AND THIS OFFER IS NOT BEING MADE BY AN AGENCY OF THE GOVERNMENT.” 

Instead this service reflects the scope of our work and commitment to make it easy for out of state residents to finance a second residence in Florida.

 

Call us! 800-466-0664

Loan Program

Beacon Point Mortgage Solutions, unlike our competitors offer various types of loan programs both prime and non prime RESIDENTIAL LOANS & COMMERCIAL LOANS.  You can find a qualified Mortgage with a thirty year fixed rate or if a self employed person, you can actually refinance your home or make a purchase based on the latest 24 months of your bank statements. We will beat or match our competitors rates any day because we are focused on finding an affordable solution for you.  Whether its about cash needed to fund your transaction or saving you money on the on- going mortgage obligations with  payment of discount points or buying down your PMI. Check out the highlights of our mortgage programs and see just how Beacon Point Mortgage Solutions is a partner you will want for life. 

BEACON POINT MORTGAGE SOLUTIONS

Our Products

Certainty of P& I  not changing. Longterm ownership.

Low rates, suitable for short-term ownership. Rate is set for a 3-10  YRs

Hybrid ARMs (3/1 ARM, 5/1 ARM, 7/1 ARM, 10/1 ARM)

You have had credit challenges in the past and 2-3 years has past since a major event. Buying a HUD home and want gift of $5,000 for improvements

FHA Loans

Suitable for investment properties or residential property as a band aid loan, until ready to qualify for QM prime loans.

Interest Only Mortgages

QM, Prime and Non-Prime Non- QM loans available. No PMI payment or Qualify for Buydown.

Second Home-Vacation Homes

5-10% down. Low Rates, Lenders who will underwrite a high balance loan that exceeds your county's conforming limits and still treat it like a non-jumbo loan

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60 is the new Senior age for some reverse mortgage programs. You too can improve the quality of your life by converting equity into cash.

Reverse Mortgages 

Usually lower starting rates, a teaser rate since you don't plan to stay long.

Adjustable Rate Mortgages (ARM)

Part of Making Homes Affordable Act.  You owe  on a conventional loan and your outstanding balance is more than the house is worth.

HARP 2.0

Servicemen who have received government certificate for low down payment or no money down purchase

VA Loans

Lenders on board who's only concern is the potential gross rent, debt coverage ratio and down payment requirement

Investment

Flexible Lending products, reasonable rates layered by risks, i.e., credit score, LTV, owner occupied or Second Home, Business Purpose loans, No tax returns required.

Non-Prime   & Non-conforming
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Escape PMI. Consolidate debts and get a new kitchen, pay college tuition, get back on track.

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Do you find yourself in cases that never come to closure due to the lack of clients' ability to convert equity into cash? Your client can satisfy judgments with our offerings.

Attorney Case Solutions

Get Funded Fast $250k- $2.5 MM with our almost Stated  Income Loans. Let the property's DSCR qualify you. Low Docs- Bank Statement Loans. We Help You where Banks FAIL You.