NMLS ID:1747872

 

 

 

© 2018  BEACON POINT MORTGAGE SOLUTIONS, LLC 

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Terms of Use 

LOAN PROGRAMS & RATES expressed are representative of some product offerings but are subject to CHANGE at anytime.

*Florida Second Home Specialist is not a state designation nor a Florida State endorsement.

“THIS PRODUCT OR SERVICE HAS NOT BEEN APPROVED OR ENDORSED BY ANY GOVERNMENTAL AGENCY, AND THIS OFFER IS NOT BEING MADE BY AN AGENCY OF THE GOVERNMENT.” 

Instead this service reflects the scope of our work and commitment to make it easy for out of state residents to finance a second residence in Florida.

 

Call us! 800-466-0664

 

With a Beacon Point Pre-Approval, you can look forward to a quick and efficient  loan process, however a pre-approval is just that a statement that you are qualified for financing and on what terms. It is your passport to taking your loan to underwriting but It is not a Clear to Close Loan Commitment.  A Clear to Close Loan Commitment is derived after fully satisfying every condition that arises during the loan processing and underwriting.

 

Once the appraisal to your property is obtained Beacon Point will send your file to a lender's  underwriting department for a complete review of your file.  They may come back with conditions to be satisfied prior to the lender giving its unequivocal commitment to fund your transaction. 

Prior-to-closing conditions could be as simple as providing your loan officer with an updated pay stub, a letter of explanation regarding  recent credit inquiries or more clarification on information found in a tax return. The expediency of receiving a clearance to close status will largely be dependent on your ability to quickly react and fully satisfy the prior to closing conditions.

Beacon Point Mortgage Solutions believes in creating efficient processes in order to improve and shorten the processing time to final loan approval. As such, we have implemented the Utrack an online database software that keeps you and your realtor in the loop, with real time updates.  You can look forward to collaborating with your loan officer on a platform which permits total transparency as to the status of your loan approval.  Create your account and log in today to see how we work closely with you.

 

Key Features of Beacon's UTrack

  • Real-time loan progress to keep your informed.

  • Single-click access with no complicated log-in process

  • Portal allows for open communication  in order to timely address your concerns and deliver peace of mind

  • status alerts delivered to your agent. Your realtor will never be in the dark.​

Loan Processing and Closing Pitfalls: